Credit Scoring Engine for MVend Group

Client
Mvend Group
Sector
Finance
Service
Data Analysis, ML & AI
Stack/Technique(s)
R, PostgreSQL

Leveraged data pertaining to repayment patterns, member savings/balances, and demographic attributes (age, gender) to develop individual and group-level credit scores for MVend’s savings groups.

Key Outcomes

  • Achieved individual-level credit scoring relating to lending and re-payment patterns
  • Developed group-level credit scoring incorporating gender considerations
  • Strengthened Mvend Group's loan allocation criteria